Unlock the Doors to Your Dream Property with Tailored Mortgage Solutions
Whether you’re a resident or a non-resident investor, Summit Up Consultancy connects you with competitive mortgage loans in Dubai. Secure the best EIBOR rates and maximize the value of your investments today.
Why a Mortgage Loan in Dubai?
Dubai’s booming real estate market is a magnet for investors worldwide. Whether you’re buying your first home, upgrading, or adding a high-value property to your portfolio, having the right mortgage solution is essential.
At Summit Up Consultancy, we make this process straightforward. With our strong connections to leading UAE banks, we help residents and non-residents secure the best mortgage deals, better EIBOR rates, and exceptional resale values for older properties.
Bridging the Gap Between You and the Right Mortgage
Securing a mortgage in Dubai can be complex, especially for non-residents, but Summit Up Consultancy simplifies every step:
Better Resale Values
For residents looking to upgrade, we leverage our banking connections to maximize the resale value of your existing property.
Competitive EIBOR Rates
We negotiate terms to ensure you secure the lowest possible rates on your mortgage.
End-to-End Support
From application to disbursement, we manage every detail.
We Simplify the Mortgage Process
- Assessing Your Goals:
Whether it’s residential, commercial, or off-plan, we start by understanding your property goals and financial situation.
- Tailored Recommendations:
Residents can access up to 80% financing, while non-residents can secure up to 50% of the actual property price. We align these options with your specific needs.
- Bank Negotiation:
Using our established relationships, we negotiate competitive EIBOR rates, favorable terms, and seamless approvals.
- Documentation and Submission:
Our team ensures every document meets lender requirements, from proof of income to property purchase agreements.
- Loan Approval and Disbursement:
Once approved, we coordinate with all parties to finalize the loan, ensuring a smooth and timely transaction.
Types of Mortgage Loans We Facilitate
- Residential Mortgages:
Financing solutions for primary residences, vacation homes, or investment properties.
- Commercial Mortgages:
Loans tailored for purchasing offices, retail spaces, or other commercial properties.
- Off-Plan Property Financing:
Specialized loans for properties under development, ensuring flexibility and future-proofing your investment.
To secure a mortgage loan in Dubai, lenders typically require:
- Proof of Income:
- Salary certificates for employed individuals.
- Audited financial statements for business owners.
- Banking History:
- Six months of bank statements demonstrating financial stability.
- Property Details:
- A purchase agreement or sales contract for the chosen property.
- Down Payment:
- A minimum of 15–25% of the property value, depending on the type and location.
- Credit Score:
- A good credit history increases your chances of approval and better loan terms.
Not sure if you meet these requirements? Don’t worry—our experts will assess your situation and recommend the right approach.
Benefits of Partnering with Summit Up Consultancy
Best Mortgage Rates
Customized Loan Options
Hassle-Free Documentation
Expert Negotiation
I had always wanted to invest in Dubai’s real estate market, but navigating the mortgage process seemed daunting. Summit Up Consultancy handled everything—from finding the best lender to securing the ideal terms. Their expertise made the entire process effortless
Frequently Asked Questions
FAQs